LASER Credit Access: Credit reports, decisioning and compliance in Salesforce
Access, decide and comply without leaving Salesforce.
Overview
The Salesforce-native credit platform for lenders: access, decide and comply without leaving Salesforce. Pull credit reports onto the record, check each one against your credit policy, and keep fraud, KYC, AML, OFAC and adverse-action steps in one place.
See How LASER Credit Access: Credit reports, decisioning and compliance in Salesforce Works
How do lenders pull credit reports inside Salesforce? LASER Credit Access orders reports from Experian, Equifax, TransUnion and other providers with a Get Credit Report button on any record, and saves the structured data on the Salesforce record.
How do lenders make credit decisions consistent? Each report is checked against your credit policy on the same record and recorded as Accepted or Declined, so identical loans are scored identically. Each rule's result stays on the record as the reason.
How do lenders cover KYC, AML, OFAC and adverse-action steps in Salesforce? Built-in KYC, AML, OFAC, and adverse-action safeguards apply to every applicant, and the OFAC check stops the pull on a single match.
Which Salesforce setups does it work with? It runs inside the setup you already have: Financial Services Cloud, an origination app from the AppExchange, or a custom build. It works with Lead, Contact, Account, Opportunity and custom objects.
LASER Credit Access® is the credit layer for lending on Salesforce. It is not a loan origination system. It runs inside the setup you already have: Financial Services Cloud, an origination app from the AppExchange, or a custom build. ACCESS Unified bureau and financial data from every major source, inside Salesforce. - Order reports from Experian, Equifax, TransUnion and other providers, with a Get Credit Report button on any record or an automatic Salesforce Flow. - Get structured data, not just a PDF: tradelines, payments, addresses and public records. DECIDE Consistent, auditable credit decisions. Identical loans, scored identically. - Check each report against your credit policy and record an Accepted or Declined decision, keeping each rule's result as the reason. COMPLY Built-in KYC, AML, OFAC, and adverse-action safeguards on every applicant. - Screen against OFAC when the report is requested, and stop the pull on a single match. - Run identity checks, OFAC screening and address validation before the decision, to help prevent fraud. - Control who can pull, who can only read, and which bureau credentials each user may use.
Categories
- Business Needs
- ProductivityAnalyticsFinance
- Industries
- AutomotiveFinancial ServicesNonprofit
- Personas
- ConsultantData AnalystExecutive
- FeaturesNo LimitsThis product's apps, tabs, and objects don't count against your Salesforce org limits. Learn More in HelpLightning ReadyOptimized for Salesforce orgs that use Lightning Ready.Person AccountsSupports Salesforce orgs that use Person Accounts.Salesforce ShieldSupports Salesforce orgs that use Shield.Sales ProgramsSupports Sales Programs, which provides sales teams with AI-powered coaching, actionable insights, and automated program delivery. Learn MoreCommunity BuilderReady to use in the Salesforce Community Builder.Managed PackageThis product is installed in your Salesforce org as a managed package and receives automatic upgrades.
- No LimitsLightning ReadyPerson AccountsSalesforce ShieldSales ProgramsCommunity BuilderManaged Package
Compatibility
- Required Salesforce ProductsThis solution requires these products in order to work. Before you implement the solution, check that you have these products.
- Sales Cloud
- Compatible Salesforce ProductsThis solution is tested to work with and extends the value of these products, but doesn't require them.
- Experience CloudFinancial Services Cloud
- Salesforce Editions
- EnterpriseUnlimitedDeveloper
- Supported Languages
- English